I would not talk about ATM or Debit cards here as everyone of you hold one, but we will quickly discuss few tips about using your ATM or debit card abroad while you travel.

  • Make sure that you confirm with your bank about extra charges for using them abroad.
  • If possible, try to figure out the ATM locations at the place you are going that your bank has tie up with or their collaboration with local banks.
  • ATM’s exchange rates are based upon worldwide exchange rate and that is usually a better rate than air port exchange rates.
  • Make sure to change your PIN to all digit PIN (possibly 4 digit) and many of the countries like UK have card machines where you may need to enter your PIN. It’s better to avoid characters for travel time to be on the safer side.

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